Rideshare services are a common type of transportation in New York. Although motor vehicle accidents do not happen in Poughkeepsie as often as in cities with higher populations, they still occur and can result in injuries and fatalities.
You need to know your rights if your Uber or Lyft driver gets into a crash that causes you bodily harm.
Who is liable?
Understanding how insurance works and who is responsible for monetary damages in a rideshare accident is essential. Uber or Lyft’s insurance will not cover accidents that occur when a driver is not logged in to the ridesharing app. The driver must use their personal insurance to cover costs in this situation. If the driver does log in, the rideshare companies offer various levels of coverage, depending on the details of the incident. The company’s liability insurance can pay for injury expenses if you are a passenger at the time of the wreck. Your health insurance may also help cover necessary medical costs.
What are your rights?
You must know your legal rights to recover compensation after a rideshare accident. You may need to file a legal claim against the driver’s or rideshare company’s insurance carrier. Understanding what protections New York laws provide in your unique circumstance is vital. The nature of your injuries and the crash details determine what type of damages a court awards.
Rideshare collisions can result in complex insurance problems. If you have medical issues stemming from an accident in an Uber or Lyft, understanding the laws can help you obtain the compensation you deserve.